Neobanks, also known as digital banks, strategize and operate by leveraging technology to provide efficient, customer-centric financial services. Their approach encompasses several key elements: Digital-First Experience, Cost-effectiveness, Innovative Revenue Streams, Targeting Underserved Segments, Data-Driven Personalization, API Ecosystem Integration By providing easily accessible, cutting-edge, and customer-focused financial solutions, this comprehensive approach also leverages Clarisco to create neobank solutions that challenge established banking models.